Consumer Financial Services
As a consumer
My GenAI Assistant (e.g., ChatGPT) should be able to help me pick the best checking account, savings account, credit‑card offer, or personal‑loan product that matches my goals (e.g., high yield, low fees, travel rewards, quick approval).
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It should have information down to the granularity of a single financial‑product SKU—such as one specific credit‑card offer (exact rewards structure, fees, APR bands, issuer, network) or one particular personal‑loan tranche,
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It should have fresh enough availability information (e.g., whether the offer is still open, current introductory APR, up‑to‑date bonus‑points campaign, daily‑updated APY) so it doesn’t suggest expired or geo‑restricted products.
As a consumer‑financial‑services marketplace
If I were Chase, Capital One, American Express, SoFi, NerdWallet, etc., I want all of my currently available products and offers to be under ChatGPT’s radar so they can be surfaced—and filtered—when a consumer asks.
Example Fact Event
{
"meta": {
"version": 1, // envelope version
"id": "evt_01HRBF4E4M5ZHQNWBT71KRE7MN",
"event_time": "2025-07-17T19:30:00.000Z",
"partner": "chase",
"categories": ["credit_card"],
"type": "product",
"title": "Chase Sapphire Preferred® Card – July 2025 Offer",
"description": "60 000‑point sign‑up bonus after $4 000 spend in 3 months; 1 × – 5 × points on travel & dining; $95 annual fee.",
"keywords": ["finance", "credit_card", "travel_rewards"],
"schema_uri": "https://schemas.entersignal.com/default/credit_card_product/v1.json"
},
"entity_payload": {
"issuer": "JPMorgan Chase Bank, N.A.",
"network": "Visa",
"rewards_structure": [
{ "category": "travel (via Chase Travel℠ portal)", "multiplier": 5 },
{ "category": "dining", "multiplier": 3 },
{ "category": "all_other", "multiplier": 1 }
],
"signup_bonus": {
"points": 60000,
"spend_requirement_usd": 4000,
"window_days": 90,
"expiration": "2025-08-31"
},
"apr_range_percent": { "min": 21.49, "max": 28.49 },
"annual_fee_usd": 95,
"eligibility": {
"min_credit_score_fico": 690,
"geographies": ["US"]
},
"availability": ["2025-07-17/2025-08-31"], // ISO‑8601 interval(s) the offer is live
"updated_at": "2025-07-17T19:25:00.000Z"
}
}